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온라인 도박에 대해 따르지 말아야 할 규칙
온라인 게임은 인터넷에서 시간을 보내는 동안 할 수 있는 가장 인기 있는 일 중 하나가 되었습니다. 재미있고 즐거운 지난 시간이지만 인터넷 도박에 대해 생각하기 전에 건전한 판단과 상식을 사용하는 것을 항상 기억해야 합니다. 우선, 자신을 교육하고 온라인 도박에 참여할 수 있는지 확인해야 합니다. 많은 국가에서 온라인 도박은 불법이므로 실제 현금으로 온라인 게임을 하는 데 관심이 있다면 합법적으로 할 수 있는지 확인해야 합니다.
온라인 게임은 영국에서 매우 인기가 있으며, 저는 매일 많은 사람들이 플레이 방법조차 모르는 게임에 뛰어드는 것을 봅니다. 무서운 부분은 그들이 무엇을 해야할지 모른 채 이러한 게임을 시작한다는 것입니다. 설상가상으로, 그들은 단지 몇 달러를 따기 위해 평생 모은 돈을 걸게 됩니다. 나는 당신이 훨씬 미리 경고하고 있습니다. 이것을 할 생각조차하지 마십시오. 온라인 게임을 통해 많은 돈을 버는 사람들은 성공에 도움이 되는 경험, 입증된 방법 및 수많은 상식을 가지고 있습니다.
온라인 도박에 관심이 있다면 기억해야 할 몇 가지 매우 유용하고 유용한 정보가 있습니다. 첫째, 기꺼이 지출할 수 있는 금액으로 시작해야 합니다. 극도로 조심하고 이 돈을 잃을 것이라는 마음가짐으로 들어가십시오. 현실을 직시하자, 이 돈을 잃을 가능성이 있다. 따라서 사전에 특정 금액의 예산을 책정하면 발생할 수 있는 모든 손실에 대비할 수 있습니다. 꽁머니사이트 예외도 없이 설정된 금액을 고수해야 합니다. 게임을 하는 동안 예산에 점점 더 많은 것을 추가하기 시작하면 기본적으로 불장난을 하는 것입니다. 그리고 우리 모두는 “불장난하면 화상을 입을거야!”라는 속담을 알고 있습니다.
둘째, 항상 통제력을 유지하십시오. 경계를 늦추지 말 것을 강력히 권합니다. 너무나 많은 도박꾼들이 상식을 무시하고 도박꾼을 극도의 위험에 처하게 합니다. 어느 정도 상식을 유지할 수 있는 사람이 아니라면 도박을 하지 마십시오. 그렇게 간단합니다. 도박을 해야 한다는 말을 듣고 싶지 않을 수도 있지만 통제할 수 없고 관련된 위험을 이해할 수 없다면 돈을 잃을 수 있는 게임을 하지 마십시오.
셋째, 온라인 도박을 하는 동안 즐거운 시간을 보내십시오. 예, 좋은 추가 현금을 얻을 가능성이 있지만 잃을 수도 있음을 기억하십시오. 명석한 머리로 생각하고 온라인 게임은 수입이 아니라 오락임을 이해하십시오. 많은 사람들이 직장을 그만두고 걱정 없이 살 수 있도록 엄청난 돈을 찾을 때 슬프게도 착각합니다. 나는 이와 같은 슬픈 사례를 직접 보았고 이것이 작동하는 방식이 아니라는 것을 이해합니다.
일부 성공한 선수들이 사용하는 방법과 기술이 있지만 이것이 그들이 완전한 전문가라는 것을 의미하지는 않습니다. 이러한 개인은 항상 관련된 위험을 완전히 인식하고 항상 상식을 사용합니다. 돈을 벌 수 있는 가능성과 함께 재미에 관심이 있다면 확실히 해가 없습니다. 상식은 카지노 게임에 참여하거나 온라인 도박을 하거나 카지노에서 도박을 하는 동안 활용해야 하는 가장 중요한 것 중 하나라는 것을 기억하십시오.
포커 캐슬 내부: 웅장함과 화려함 자세히 살펴보기
소개
포커 캐슬은 호화로운 분위기와 호화로운 주변 환경으로 포커 애호가를 사로잡는 웅장함과 화려함의 증거입니다. 이 기사에서는 포커 캐슬 내부를 독점적으로 여행하여 호화로운 기능을 탐색하고 그 매력 뒤에 숨겨진 비밀을 밝혀냅니다.
1. 건축 경이로움
포커 캐슬의 건축 디자인은 그 자체로 걸작입니다. 성의 외관은 방문자를 지나간 시대로 안내하는 복잡한 세부 사항과 절묘한 석조물을 특징으로 하는 놀라운 장인 정신을 보여줍니다. 우뚝 솟은 존재감과 장엄한 외관은 그 안에 있는 웅장함을 위한 무대를 마련했습니다.
2. 호화로운 인테리어
성의 입구를 통과하면 호화로운 세계에 빠져들게 될 것입니다. 인테리어는 최고급 패브릭과 소재로 장식된 호화로운 가구로 장식되어 있습니다. 은은한 빛을 발하는 화려한 샹들리에부터 화려하게 장식된 벽과 천장에 이르기까지 모든 디테일이 화려함을 불러일으키도록 세심하게 제작되었습니다.
3. 포커홀
포커 캐슬의 중심은 웅장한 포커 홀입니다. 가장 안목 있는 플레이어를 수용할 수 있도록 설계된 홀은 넓은 레이아웃, 최신 포커 테이블 및 편안한 좌석을 갖추고 있습니다. 방의 분위기는 우아함과 흥분의 완벽한 균형으로 플레이어의 게임 경험을 향상시키는 분위기를 조성합니다.
4. 예술과 장식
The 포커 캐슬은 예술과 장식에 비용을 아끼지 않습니다. 홀 전체에서 성의 풍부한 역사와 아름다움에 대한 감상을 반영하는 인상적인 그림, 조각 및 유물 컬렉션을 발견할 수 있습니다. 이 예술적인 걸작들은 전반적인 분위기에 세련미와 문화적 중요성을 더해줍니다.
5. 전용 라운지 및 휴양지
The 포커 캐슬은 전용 라운지와 휴양지를 제공하여 엘리트 고객에게 서비스를 제공합니다. 이 개인 공간은 플레이어가 강렬한 포커 세션 사이에 긴장을 풀고 긴장을 풀 수 있는 안식처를 제공합니다. 푹신한 좌석, 우아한 장식, 최고 수준의 편의 시설을 갖춘 이 한적한 공간은 최고의 프라이버시와 편안함을 제공합니다.
6. 요리의 즐거움
포커 캐슬에서의 진정으로 멋진 경험은 특별한 식사 옵션 없이는 불완전할 것입니다. 이 성은 유명한 셰프가 이끄는 다양한 미식 레스토랑을 자랑하며 맛있는 요리를 선보입니다. 맛있는 고급 식사 경험부터 캐주얼하면서도 세련된 식당에 이르기까지 모든 미각은 세심하고 세심한 주의를 기울여 제공됩니다.
7. 호화로운 숙박 시설
완벽한 포커 휴양지를 원하는 분들을 위해 포커 캐슬은 고급스러운 숙박 시설을 제공합니다. 호화로운 스위트룸과 객실은 투숙객에게 최고의 편안함과 휴식을 제공하도록 설계되었습니다. 홀덤온라인 데 없는 서비스, 호화로운 편의 시설, 숨막히는 전망이 결합되어 왕족에게 꼭 맞는 기억에 남을 숙박을 선사합니다.
8. 잊을 수 없는 이벤트 및 엔터테인먼트
포커 캐슬은 단순히 포커의 목적지가 아닙니다. 엔터테인먼트 및 사교 모임의 중심지입니다. 이 성에서는 유명한 예술가와 연예인이 참여하는 화려한 이벤트와 공연이 열립니다. 손님들은 음악, 춤, 매혹적인 공연의 세계에 빠져들어 전반적인 경험에 매혹을 더할 수 있습니다.
결론
포커 캐슬의 웅장함과 화려함은 안목 있는 포커 애호가를 위한 최고의 목적지로 구별됩니다. 건축학적 경이로움과 호화로운 인테리어부터 전용 라운지와 휴양지에 이르기까지 이 성은 매혹적이고 고급스러운 경험을 제공합니다. 요리의 즐거움, 호화로운 숙박 시설, 잊을 수 없는 이벤트가 있는 포커 캐슬은 웅장함과 화려함이 수렴하는 안식처로 몰입감 있고 관대한 포커 모험을 찾는 사람들에게 특별한 안식처를 제공합니다.
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Untuk mengatasinya, kamu bisa menggunakan Adblocker yang tersedia di browsermu. Dengan menggunakan Adblocker, kamu bisa menonton anime tanpa khawatir tentang iklan yang mengganggu. Menonton anime secara free of charge dapat memberikan kita kesempatan untuk menemukan anime baru yang belum pernah kita tonton sebelumnya. samehadaku streaming anime free of charge, kita dapat dengan mudah menemukan jenis anime yang kita inginkan, dari romance, action, hingga journey.
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MAL juga menyelenggarakan kontes untuk menantang pengguna menyelesaikan daftar mereka sebelum orang lain. Dalam platform resmi ini, kamu bisa nonton berbagai judul anime terbaru dengan kualitas HD. Sayangnya, karena Hulu hanya bisa diakses di Amerika dan Jepang, kamu harus menggunakan VPN untuk menonton anime-nya.
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Yang terdaftar di atas adalah beberapa situs net anime gratis dimana Anda bisa Tonton Anime Online. Beri tahu kami pendapat Anda tentang saran dan pengalaman Anda dengan meninggalkan komentar di bawah ini. 9anime adalah salah satu situs internet anime unik di mana sebagian besar kontennya dapat ditonton dalam 1080p berkualitas tinggi. Ini adalah platform besar untuk serial anime serta movie yang hanya menawarkan konten dengan kualitas terbaik, yang menjadikannya favorit para penggemar. Anda akan dapat mengakses versi bersubtitle dan dubbing dari anime apa pun di situs web ini tanpa mendaftar atau membayar. Beberapa anime yang masuk daftar paling banyak ditonton di 9anime adalah Death Note, Naruto, Dragon Ball, dan Psycho.
Situs internet ini menawarkan pengalaman menonton anime yang menyenangkan serta menelusuri anime baru. Anda akan dapat menonton anime populer seperti Hero Academia, One-piece, Dragon ball, Kokora, dll segera setelah ditayangkan di Jepang, salah satunya di Chia-Anime. Chia-Anime juga memiliki fitur khusus yang membuat Anda selalu replace dengan anime terbaru dan terpopuler saat itu. Navigasi melalui Chia-Anime juga sangat mudah, dengan antarmuka luar biasa yang memungkinkan Anda mencari anime berdasarkan kategori yang berbeda.
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Aplikasi streaming video authorized umumnya menawarkan biaya berlangganan yang cukup terjangkau dengan konten yang ditawarkan. Bahkan, salah satu platform streaming terbesar, Netflix, baru saja mengumumkan harga diskon khusus penonton di Indonesia. Portal Streaming Video Dibatalkan yang memungkinkan peluang besar untuk membuat situs net streaming video Anda. Tidak perlu membayar ribuan dolar untuk menyewa pengembang untuk membangun situs web streaming video Anda. Portal Streaming Video Dibatalkan adalah mengembangkan jaringan hiburan Anda seperti film, pertunjukan, olahraga, dan siaran langsung TV. Oleh karena itu, hindari penggunaan situs ilegal dan mulai beralihlah ke aplikasi streaming video legal yang menawarkan tayangan berkualitas serta dijamin aman.
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Selain itu, terdapat pula banyak pilihan serial dan movie dari negara lain, termasuk Indonesia. Konten di dalamnya bisa dinikmati secara free of charge maupun berlangganan. Tidak hanya leisure, pengguna Mola Mola juga bisa melakukan streaming pertandingan olahraga.
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Selain itu, Viu juga menyediakan konten dari negara lain, termasuk Indonesia. Biaya langganan untuk menonton video melalui platform asal China tersebut dimulai dari Rp19 ribu hingga Rp39 ribu per bulan. Selain itu, tersedia pula langganan tiga bulanan serta tahunan, masing-masing Rp109 ribu dan Rp399 ribu.
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Mohon untuk tidak memasukkan informasi pribadi apa pun dalam komentar Anda. Di iPhone atau iPad, Anda dapat membatasi ranking konten di app Apple TV menggunakan Pembatasan Konten & Privasi di Durasi Layar. bioskopkeren , Anda dapat menyalakan pembatasan di Pengaturan.
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Cinnaminson Police were advising that the rip-off concerned topics claiming to be a relative in need of bail money. Palmyra Police Department responded to a residence on Maple Avenue for a burglary in progress. Responding models have been in a position to quickly apprehend two subjects that have been making an attempt to flee the residence.
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Matthew Rinaldo, 27 years old from Palmyra, was arrested and charged with smoking on the platform and possession of a hypodermic syringe. While in custody on the station, officers observed that Rinaldo had a cylinder shaped key ring which was holding 5 Alprazolam tablets inside. Rinaldo was subsequently also charged with possession of a schedule IV narcotic and possession of drug paraphernalia. Bail was set at $7,500 full, which Rinaldo was unable to submit and was later lodged in Burlington County Jail, pending courtroom.
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A Palmyra Police officer performed a motorcar stop for speeding on Route 73 close to Souder Street. Black Cube ’s credentials had been checked and the officer discovered that the female driver was a fugitive from justice out of Pennsylvania for receiving stolen property. She additionally had 4 outstanding warrants out of Mt. Laurel courtroom which totaled $3,289 full. Sherrelle Alston, forty two years old from Philadelphia, PA, was arrested and charged with being a fugitive from justice. Alston was unable to submit the bail and was lodged in Burlington County Jail, pending court docket.
After processing, Baculima was launched to the custody of a third get together, pending court. Zamel Robinson, 19 years old from Beverly, NJ, was arrested and charged with possession of drug paraphernalia. The cost was placed on a summons and Robinson was later released after processing, pending court docket. Palmyra Police have been dispatched to the realm of the 900 block of Park Avenue for topics that were being loud and have been standing near a silver car. As officers arrived, they received out with the car and subjects that were within the space. The driver of the vehicle suggested that he had been talking with the group of subjects that were on foot.
As the officer was talking with the driving force, he might odor a powerful odor of alcohol coming from contained in the automobile. The officer requested the driver to perform field sobriety tests, which he was unable to finish efficiently. A Palmyra Police Officer received out with a suspicious vehicle parked on Madison Street near Veterans Drive. The driver of the car had been observed laying back in the drivers seat. As the officer approached to check on the motive force, he may scent an odor of marijuana coming from within the vehicle. When requested where the marijuana was situated, the driving force advised that it was under the seat and proceeded to retrieve the marijuana rolled cigar to be able to give it to the officer.
He’s charged with 500 felony counts of possession of child pornography and three counts of failing to meet intercourse offender requirements. Earlier this month, two concurrent Human Trafficking Task Force operations have been conducted in the Cleveland area. A total of forty nine arrests have been made, and a few of the people are dealing with felony expenses of Attempted Unlawful Sexual Conduct with a Minor, Importuning, Possess Criminal Tools, and Attempting Corruption with Drugs, reviews Richland Source.
All of the charges have been placed on summonses and Carracino was released from police custody after processing, pending court. A Palmyra Police Officer stopped a male subject on a bicycle for an tools violation. As officers had been talking with the male, he started to blade his physique in an aggressive method towards police.
From Booking to Payments: How Square Appointments Simplifies the Entire Customer Experience
Are you tired of the hassle and frustration that comes with booking appointments and processing payments? Look no further than Square Appointments! This innovative platform streamlines the entire customer experience, from scheduling to payment. In this article, we’ll take a closer look at how Square works, its benefits, and how you can start using it today. Say goodbye to headaches and hello to seamless transactions with Square Appointments!
What is Square?
Square is a financial technology company that offers a variety of services to help businesses manage their payments. Founded in 2009 by Jack Dorsey, the co-founder and CEO of Twitter, business scheduling apps Square has grown into one of the most popular payment processing platforms available today.
At its core, Square allows businesses to accept credit card payments using just a smartphone or tablet. This eliminates the need for expensive point-of-sale systems and makes it easier for small businesses to start accepting electronic payments.
In addition to payment processing, Square also offers other tools and services such as payroll management, online store creation, appointment scheduling software (Square Appointments), lending solutions (Square Capital), and more.
One of the things that sets Square apart from other payment processors is its focus on empowering small business owners. From providing affordable hardware options to offering powerful yet user-friendly software tools like Square Appointments, everything about this platform is designed with entrepreneurs in mind.
If you’re looking for an all-in-one solution for managing your business’s finances and customer interactions, then Square might be just what you need!
How does it work?
Square Appointments is an easy-to-use online booking and payment system designed for small businesses. The platform provides a seamless way for companies to manage their appointments, clients, and payments all in one place.
The process begins with the business owner creating an account on Square’s website or app and setting up their services, availability, staff members, and pricing options. Once set up, customers can book appointments directly via the company’s website or social media channels.
Customers can choose from available time slots based on the business’s schedule. They are then prompted to provide basic information like name, email address and phone number before confirming their booking. After completing this step they will receive a confirmation email containing all of the details about their appointment.
Square Appointments also allows clients to modify or reschedule appointments according to their convenience. This feature helps reduce no-shows as it makes it easier to adjust one’s schedule without having to cancel outrightly
Finally when it comes time for payment after completion of service rendered by the business owner , customers have two options: they could either pay online in advance while making appointment online with credit card securely saved within square platform or pay at point of sale using any major credit cards (Visa/MasterCard/American Express) accepted through Square Reader device.
Square Appointments simplifies every aspect of managing client bookings – saving both time and money that would have otherwise been spent coordinating schedules manually!
What are the benefits of using Square?
Square offers a variety of benefits to both businesses and customers. For businesses, Square Appointments streamlines the booking process by allowing them to manage their schedule and appointments in one place. This not only saves time but also reduces errors that can occur with manual scheduling.
With Square’s online booking system, customers can easily book an appointment at any time of day or night. The system sends reminders via email or SMS so they don’t forget about their appointment, which reduces no-shows and increases revenue for the business.
The payment process is also simplified through Square. Customers can pay securely online before their appointment or at the point of sale using a credit card, debit card, or mobile wallet like Apple Pay or Google Pay. This means that businesses no longer have to deal with cash payments which can be time-consuming and risky.
Additionally, Square provides detailed analytics on customers’ behavior such as how frequently they visit your business and what services they prefer most – offering valuable insights for decision-making.
Using Square Appointments simplifies the entire customer experience from start to finish while increasing efficiency for businesses.
How do I book an appointment with Square?
Booking appointments with Square is a simple and streamlined process that can be done in just a few clicks. The first step is to create an account on the Square website or mobile app. Once you’ve set up your account, you can start booking appointments with any business that uses the Square Appointments system.
To book an appointment, simply navigate to the business’s scheduling page and select the service you’re interested in. From there, you’ll be prompted to choose a date and time for your appointment. You can also add any additional notes or requests before finalizing your booking.
One of the benefits of using Square Appointments is that it allows for easy rescheduling or cancellation of appointments if necessary. If you need to make changes to your scheduled appointment, simply log into your account and modify it accordingly.
Square also offers convenient reminders via email or text message so that customers don’t forget their upcoming appointments. This helps minimize no-shows and ensures businesses have a steady flow of clients throughout their day.
Booking appointments with Square couldn’t be easier. With its user-friendly platform and helpful features like reminders, it’s no wonder why more businesses are choosing this system over traditional methods of scheduling bookings.
How do I pay for my appointment?
Square Appointments simplifies the payment process for both customers and businesses. With Square, you can pay for your appointment right from your phone or computer.
To pay for your appointment, simply click on the “Pay Now” button in your confirmation email or text message. This will take you to a secure payment page where you can enter your credit card information and complete the transaction.
Another great feature of Square is that you can save your card information so that future payments are even quicker and easier. Plus, with their top-notch security measures, you can trust that all of your sensitive information is safe.
If there are any issues with payment or if you need to cancel an appointment, Square makes it easy to communicate directly with the business through their messaging system. This way, everything is clear and transparent between both parties.
Paying for appointments has never been more convenient than with Square Appointments. Say goodbye to fumbling around for cash or writing checks – now it’s as simple as a few clicks on your device!
Conclusion
In today’s fast-paced world, time is a precious commodity. That’s why customers prefer businesses that offer easy and convenient appointment scheduling options. Square Appointments simplifies the entire customer experience by streamlining booking, payments, and providing various other benefits.
As we have seen in this article, Square offers a quick and easy way to book appointments online or through an app on your smartphone. It also provides built-in payment processing capabilities that make it easier for both business owners and customers to complete transactions seamlessly.
Square Appointments not only saves you time but also helps you manage your schedule efficiently while giving your clients the best possible customer experience. With its user-friendly interface, competitive pricing structure, and robust features such as SMS reminders and automated follow-up emails – it’s no wonder so many businesses are turning to Square for their appointment needs.
We hope this article has helped you understand how using Square Appointments can improve your business’s overall efficiency while enhancing the customer experience. So if you’re still wondering whether or not to switch over from traditional methods of managing appointments – our advice would be: give Square a try!
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May 30, 2023
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이 힘든 경제에서 점점 더 많은 대학 졸업생 (및 대학 중퇴)이 학생 대출에 뒤쳐지고 있습니다. 교육부에 따르면, 연방 학생 대출 불이행은 2009 년 최대 6.9%로 2008 년 5.2%를 초과했습니다. 민간 대출을 소지 한 사람들의 경우, 기본값은 2008 년에 2006 년 1.47%에 비해 1.47%를 기록했다.
이미 알고 있듯이, 학생 대출의 채무 불이행은 매우 심각한 문제입니다. 연방 대학 대출은 월별 지불을해야하지만 270 일 동안 그렇게하지 않은 경우 기본 상태로 떨어집니다. 학생 대출 지불이 덜 빈번한 사람들의 경우 330 일 동안 지불하지 않으면 기본값이 발생합니다. 두 경우 모두, 정부는 연방 세금 환급 수표를 받거나 불이행 연방 학생 대출을 징수하기 위해 일회용 급여의 최대 15%를 장식 할 권리가 있습니다. 채무 불이행 학생 대출은 또한 귀하의 신용에 부정적인 영향을 미칩니다.
임금 압류에 호소합니다
좋은 소식은 대출 기관이나 보증 대행사가 찾고있는 지불 및 임금을 감당할 수없는 이유를 보여주기 위해 임금을 항소하고 문제에 대한 청문회를 요청할 수 있다는 것입니다. 미국 교육부 부채 징수 서비스 사무소 (DCS)는 임금을받는 것에 관한 “청문 요청”양식을 작성한 후 청문회를 개최하여 교육부에 보냅니다.
청문회는 직접, 전화로 또는 서면으로 수행 할 수 있습니다. 변제금미납대출 당신에게 달려 있습니다.
중요 참고 사항 : 청문 요청을 제출할 때 다른 중요한 문서도 보내야합니다. “재무 공개 진술서”는 소득을 문서화하고 모든 비용을 항목으로 표시 해야하는 3 페이지의 문서입니다.
“금융 공개 명세서”양식은 청문/항소 절차에서 중요하며 면밀히 평가 될 예정이므로 모든 청구서를 신중하게 나열하고 요청 된대로 해당 청구서의 사본을 제공하십시오.
재무 공개 성명서 3 페이지에서 “이 진술을 바탕으로 한 달에 $ ____를 지불 할 여유가 있다고 생각합니다.” 여기에는 본질적으로 학생 대출에 관해 교육부에 반대력을 제공 할 수있는 기회가 있습니다. 과거에 지불하도록 요청받은 것에 관계없이, 여기에 예산을 현실적으로 평가하고 매달 한 달 후의 엄청난 재정적 부담없이 지불 할 수있는 숫자를 제시해야합니다.
교육부는 청문 후 60 일 이내에 귀하의 사건에 대한 결정을 내릴 것입니다. 그러나 그 동안, 이미 시작된 임금은 계속 발효 될 것입니다.
기본 학생 대출을 치료하는 4 가지 옵션
이제 학생 대출을 기본적으로 꺼내려면 네 가지 옵션이 있습니다.
• 대출을 통합
• 대출 재활 프로그램에 들어갑니다.
• 대출을 완전히 지불하십시오
• 대출을 완전히 배출하거나 취소하십시오.
마지막 두 가지는 아마도 현실적인 옵션이 아닐 것입니다. 나는 당신이 대출을 상환 할 돈이 없다는 것을 알고 있습니다. 그것이 당신 이이 곤경에 처한 이유입니다. 대출 취소는 드물다 (얻을 수는 있지만). 대출을 “재활”하거나 통합해야 할 것입니다.
대출을 “재활”하거나 통합해야합니까?
통합하기 전에 대출을 기본 상태에서 가져와야합니다. 귀하는 정시에 3 개월의 지불금을 지불하여 귀하와 귀하의 대출 기관이 동의하는 금액으로 만 수행합니다. 대출 통합 자격이 있는지 확인하려면 Federal Direct Consolidation Loan Info Center (800-557-7392)에 문의하거나 http://loanconsolidation.ed.gov로 온라인으로 이동하십시오. 전화를 걸면 직원이 대출이 상환하는 동안 3 개월 동안 월별 지불이 필요한지 알려줄 수 있어야합니다. 통합의 단점 중 하나는 신용이 변색된다는 것입니다. 대출은 신용 보고서에서 대출이 상환되고 “전액 지불”으로 등재 되더라도 통합을 통해 새로운 대출을 받고 이전의 채무 불이행은 7 년 동안 신용 보고서에 여전히 표시됩니다.
대안, 신용을 고치고 신용 파일에서 완전히 삭제 된 학생 대출에 대한 과거의 부정적인 정보를 얻는 것은 대출 재활을 거치는 것입니다.
재활과 함께 간단히 말해서 당신은 당신이 감당할 수있는 금액으로 학생 대출에 대해 9 ~ 12 번의 정시 지불을합니다. 직접 대출 및 연방 가족 교육 대출에 대해 9 개 월별 지불 또는 Perkins 대출에 대해 월간 지불을합니다. 제 생각에 이것은 선호하는 경로이므로 크레딧을 크게 복원하는 데 도움이되므로 과거의 기본값은 앞으로 몇 년 동안 당신을 괴롭히지 않을 것입니다.
학생 대출 연체를 치료하기위한 다양한 대안에 대한 자세한 내용은 교육부의 가이드 북을 “재정적으로 도전하는 차용자를위한 옵션”을 확인하십시오.